Sample Letter of Dispute

Your Name:

Your Street Address:

City, State, Zip Code.

Date:                                

MAIL YOUR LETTER CERTIFIED WITH A TRACKING NUMBER and keep this for your records.

Mail to:              (To find the address of your Credit Card Company, give them a call).

Dispute Department

Credit Card Company Name Street Address or P.O BOX City, State, Zip Code.

Regarding: YOUR ACCOUNT NUMBER

Dear Credit Card Company:

I am writing to dispute an incorrect charge on my credit card statement. The charge referenced posted on (fill in DATE of the incorrect charge). The charge I am disputing is also circled on the attached copy of my statement.

I dispute this charge because: (State the reason(s) you are disputing a charge. Common reasons could be, 1. that you did not make the charge or 2. that you did not receive the goods or services you paid for, or 3. that you received the service or goods but they were of poor quality. You can also dispute a late fee if you in fact paid on time).

I have attached the following evidence in support of my dispute: Kindly investigate this dispute expeditiously and provide me with a written statement of the outcome. Thank you.

(Now, include a list of the evidence you will attach in support of your dispute, for example a police report, proof of a payment, or other evidence. Only include copies (not originals) of your evidence).

Sincerely, Your Name